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Saturday, October 18, 2014

Free Classico and Case of Water!

I love free, and I know you do too! 

Go to Staples.com, click on coupons, and print your coupon for a free case of water, no purchase necessary!  This coupon expires tomorrow (10.19.14).  I suggest calling ahead to be sure this item is in stock at your local store.  

Use 2 $2/2 Classico items printable from Target.com (make sure your store accepts Target competitor coupons) and 2 $.75/2 Classico sauces from SS 9/14 to get 4 for FREE!

Happy Savings!
~Coral

Thursday, October 16, 2014

How I Saved $630 on My Cable Bill!

Blogging about savings has pushed me even further to hold myself accountable for my own spending.  It's been a pleasant surprise, in that my goal was to help others!  So, in this quest to help others save money for their families, I have been working on my own budget and have been thinking of new ways to cut costs.  I admit that while I have the grocery savings down to a science that works for me, our household bills are pretty high.  I'm pretending our last electric bill was some fluke and that we will be reimbursed for the mistake, but I know we should have turned out more lights and invested in a proper doggie door.  But, I digress.  I managed to save $630 dollars this year on our cable/internet/cell phone bill and I cannot wait any longer to tell you how I did it and how you can save too!!!  Here is my advice:
  
Call your cable, internet, and phone providers right now and ask them what can be done to lower your current bill.  Seriously.  Drop everything and do it right now.

I did it yesterday.  Fifteen minutes later, I cancelled my premium channels (we barely watched them anyway), and added on another gig or megabyte or whatever it's called of data onto the phone plan, and lowered my bill by $50 per month.  I then asked if there were any other discounts or promotions happening, and she credited my account a one time amount of $30.  That's $630 I will save this year after making a 15 minute phone call.  Please do this yourself!  Right now!  Some things to consider:

1.  Lowering your package.  Do you need all the channels or unlimited texting, etc. that you are signed up for right now?  If not, ditch them.  You may have signed up for a premium package at a low cost for a trial period, but if that period is up, you could be getting charged a very high amount now.  If you find that you miss what you give up, simply call back and get them back.  They won't object.

2.  Switching providers.  Companies compete for new customers and offer very low rates for the first year of service.  Some will even buy out your existing contracts to get you on board.  Also, when you call to cancel your current service, your former service will sometimes lower the cost of your subscription considerably just to keep you as a customer.

3.  Canceling your cable completely.  I know, scary, but there are other options out there.  Netflix and Hulu subscriptions are a fraction of what the premium channels cost.  RedBox movies are $1 per day.  DVDs from the library are free.  Plus...you might not miss it.  My friend cancelled her cable for the summer just to save money and ended up going without it for a whole year and a half.  She saved $1,080 dollars for her family!  Think about what you could do with that kind of savings.

4.  Asking about any current promotions or discounts available right now.  If you like the service, if you always pay your bill, remind them of if.  They should appreciate your business and may do something for you.  

If you have other ways to save on cable, internet, or cell phone plans, please let me know by commenting below!  I would love to hear from you!  I would also LOVE to hear from anyone who calls and saves after reading this.  I'm already on a high from yesterday's phone call, so knowing this helped someone else will just tip me over the edge.  :)

Happy savings!
~Coral






Sunday, October 12, 2014

Money Saving Apps: A Video Tutorial!




Here are the links to my favorite FREE money saving apps: 

Ibotta:  Click the highlighted link OR use referral code fshnxq!  Thank you!!
Shopmium:   Please use referral code HFMMCFVU to get your free Lindt chocolate bar:  .  :)

Enjoy!
~Coral

*The final app I will discuss later is ShopKick.  :)*

*It turns out that the apple Glade fragrance didn't qualify for the Ibotta rebate because it didn't say "fall" on it.  Be sure to get the fall specific candles for the deal discussed in the video to work for you!*

Friday, October 10, 2014

Cheap Cheerios, All detergent, and free ground beef at Publix this week!


I picked up a few cheap items at Publix yesterday!  Here is the breakdown:

All is BOGO at $5.99
Use 2 $1 off 1 All detergent printable coupons.
Pay $3.99 for 2 bottles!

Cheerios are BOGO at $3.83
Use 2 $1/1 General Mills Cinnamon Toast Crunch, Lucky Charms, Honey Nut Cheerios from SS 9/21.
Pay $1.83 for 2 boxes!

Hamburger Helper products are $1.89.
Buy 3 and use 1 $.75 off 3 Helper products from SS 10/5 AND submit this Free ground beef when you buy 3 Helper products rebate.
Pay $4.92 for 3 Helper products and 1lb. of ground beef!

Publix is also offering their gas card deal this week!  :)

Happy savings!
~Coral
 





Tuesday, October 7, 2014

CVS: How to save BIG at my favorite drugstore!



I love shopping at CVS!  I think you will too once I show you how easy it is to save a LOT of money by going there every few weeks with a handful of coupons and a plan.  :)


Extrabucks
CVS prints what they call extrabucks on your receipt after qualifying purchases.  These extrabucks can be used on future purchases as cash, and usually expire a month after they are printed.  The purchases that qualify for extrabucks are located in the weekly circular ads.

Here is an example of an extrabucks deal:
Buy one Colgate Optic White toothpaste @$2.99, get $2 back in extrabucks rewards.

It's like getting it for $.99!

Use a coupon on top of an extrabucks deal and save even more!  This is a great way to make your purchase free or a moneymaker.  

The Magical Red Machine
Also known as the extra care center, this nifty box at the front of the store allows you to scan your CVS card and watch store coupons print before your eyes.  Some of the offers print for everyone, but it also generates coupons that are personalized to you, based on prior purchases.  I've seen coupons for free items print monthly just by shopping at CVS for deals.  Here you will get % off one regular priced item coupons as well as bonus extrabucks that are earned every quarter just for shopping at CVS.


Redeeming your Bucks
Tip #1:  Use your extrabucks wisely!  I sometimes use them immediately afterwards in a second transaction so I don't have to worry about saving them for later.  If not, I will save those bucks to use the next time a deal like this comes around, which will be in a week or two.  The only time you cannot use extrabucks is to get the same exact deal a second time.  So, you cannot buy another Colgate toothpaste using the extrabucks that printed for the first one and expect bucks to print again.  Pay attention to the limits listed on each deal in the ad, and at the bottom of your receipt.  Extrabucks only print when you scan your CVS card at checkout, and the system keeps track of how many eligible purchases you have left. 

Tip #2:  Use your extrabucks for items that are a good price or on sale only!  It wouldn't make sense to get free toothbrushes and then use those extrabucks on $5 toothpaste.

What to Buy at CVS
 I purchase 90% of our toothbrushes and toothpaste from CVS, usually for free, or $.99 a piece.  CVS also has good sales on hair care, cereal, vitamins, makeup (I haven't checked out the Beauty Rewards Program yet, but I've heard it saves a great deal of money on beautification products) laundry detergent, and cold/allergy medicine.  

Happy savings at CVS and beyond!
~Coral



Monday, October 6, 2014

Free organic cereal at Publix!

Check out what I found at Publix today!  Free organic cereal after a mail in rebate! This may vary by store.  :)

Friday, October 3, 2014

Grab some pot sized pasta for just $.09 for two boxes!

Mueller's pasta is BOGO this week at Publix. The pot sized pasta is $1.59 per box. Use two of these printable coupons and pay just $.09 for 2 boxes!  

Happy Saving!
~Coral

Stockpiling

What is it?
It can be daunting and overwhelming to see pictures of extreme stockpiles, so don't go looking for them!  I don't have a grocery store in my basement (or a basement at all!), and I don't foresee the need to be prepared for the zombie apocalypse (yet) but I still technically "stockpile."  So if it's not hoarding, what is stockpiling?

Have you ever purchased your favorite cereal on sale, maybe half off, and gotten two boxes instead of one? It probably felt pretty good to have twice as much cereal as you normally get at the same price that you usually pay for one.  But...what happened the next time you had to buy that same cereal?  It probably wasn't on sale this time and I bet you wondered why you didn't get more of those half off boxes last time.  Was it because buying 6-8 boxes of cereal just didn't feel right?  It's time to change your thinking!  It is right, if it saves your family money, and if you are actually going to use it.

The concept of stockpiling is very simple.  Stockpiling is buying enough of an item at a rock bottom price to last you until you can get it again at another rock bottom or "stock up" price.  

Why Should I Stockpile?
Here's a scenario taken from my shopping trip today:  

I bought 6 boxes of Raisin Bran Crunch (my husband's favorite) for $4.79 each.  Without following sales and using coupons, I would have spent $28.74.  It wouldn't have been gone all at once, but the money would have been spent over the course of the next month in weekly shopping trips. This week, the cereal is on sale for buy one, get one free AND I have 2 $1/3 manufacture coupons to use as well.  My total?  $12.37 for 6 boxes.  That's $2.07 per box, or a savings of 57%!

The time I spent looking for the coupons and paying attention to the sale (which was minimal) in order to save $16.37 was so worth it.  And that's just one example of one item, one week! 

Think about how much YOU can save for your family by stockpiling.

How do I Begin?
First of all, start to pay attention to prices of products you use all the time.  If you have a favorite cereal, take note of what it costs normally, how often you see coupons for it, and how frequently it goes on sale at your store.  I promise, if you pay attention, you will start to notice the patterns in which sales on your favorite items occur.  That being said, lots of products seem to be on a 3 month sale cycle.  

Okay, a product I use is "on sale."  How do I know if I should stock up?

Be weary!  Many stores, especially drug stores, will advertise in their ad that items are on sale, but it still might not be a good price!  I stock up on grocery items when I can get something more than half off, or when I know that the price is the lowest I've seen.

Ruth from LivingWellSpendingLess.com has an awesome rock bottom price list that I used as a guideline when I started to shop for savings.  She shops at the same stores I do, namely Publix, CVS, and Target, and she also lives in Florida.  You should look for other rock bottom or "stock up" lists from your area if you are outside Florida.  Ruth also has an entire section on her website devoted to beginner couponing, which helped and inspired me to really focus on saving.  I highly recommend checking it out.

That's really all there is to it!  Buy items at the lowest price you can, add coupons to save even more, and get enough to last you until you can get them at that price again.  It's worth it, I promise.  As an added bonus, you will probably last a little longer during the zombie apocalypse, with all the cereal and toilet paper you will have on hand. 

Happy Savings!
~Coral





Thursday, October 2, 2014

For the Jags fans! :)

New Era Women's Jacksonville Jaguars Breast Cancer Awareness 9Forty Adjustable Hat - Dick's Sporting Goods
Dick's Sporting Goods Clearance + BOGO!

Click this link to grab two Jacksonville Jaguar women's breast cancer hats for $11.93 shipped! 

They have some more fan gear on clearance AND on bogo worth checking out.  :)


Happy Savings!
~Coral